Our Programs
Four integrated pathways to financial independence — designed around the realities of Bihar's women.
Microfinance & Credit Access
Collateral-free, low-interest loans for women who have been shut out of formal banking — delivered through our trusted SHG network.
Who Can Apply?
How Our SHGs Work
Self Help Groups (SHG)
SHGs are the heart of our work — creating safe spaces for women to save, borrow, learn, and lead together. We help form, nurture, and link groups with banks under NRLM and NABARD.
With 1,850+ active groups across Bihar, our SHGs go beyond savings — they build women's voice in household and community decisions, creating a ripple of change far beyond economics.
Join or Form an SHGFinancial Literacy Training
Knowledge is the most durable asset. Our certified training curriculum gives women the confidence to navigate banking, insurance, and digital finance independently.
Savings & Budgeting
Practical techniques for household financial planning, goal-based savings, and managing seasonal income fluctuations.
Banking Basics
Account opening, passbook maintenance, KYC norms, and understanding bank statements and loan documents.
Loans & Credit
Understanding interest rates, repayment schedules, CIBIL scores, and available government loan schemes for women.
Digital Payments
Hands-on training on UPI, Jan Dhan accounts, mobile banking apps, and safe online transactions.
Insurance & Social Security
Awareness of PMJJBY, PMSBY, LIC schemes, ration card entitlements, and health insurance options.
Entrepreneurship Finance
Basic bookkeeping, profit/loss concepts, cash flow management, and reading financial statements for small businesses.
Entrepreneurship & Livelihoods
We provide end-to-end support for women who want to start or grow a business — from ideation and skill training to market access and loan facilitation.
Business Idea Assessment
Market analysis, feasibility study, and viability assessment for the chosen enterprise.
Skills Training
Vocational and soft skills training with certified trainers in relevant trades.
Business Plan & Loan
Preparation of business plan and facilitation of MUDRA/PM-SVANidhi loans.
Market Linkage
Connecting products to buyers, self-help group markets, and government procurement.
Businesses Our Members Run
Tailoring & Garments Food Processing Agarbatti Making Beauty & Wellness Poultry Farming Grocery & Kirana Pickle & Papad Handicrafts Tutoring Services Mobile Repair Vegetable Vending Livestock RearingFind the Right Program for You
Not sure where to start? Our field counselors will guide you to the program that fits your situation best.